=== PJ Mortgage Tools ===
Contributors: purejeannius
Tags: mortgage, mortgage calculator, loan calculator, amortization calculator, real estate calculator
Requires at least: 6.5
Tested up to: 6.9.1
Requires PHP: 8.0
Stable tag: 1.0.4
License: GPLv2 or later
License URI: https://www.gnu.org/licenses/gpl-2.0.html

A fast, professional mortgage calculator for WordPress with live payment updates, amortization schedules, and extra payment analysis.

== Description ==

**PJ Mortgage Tools** is a powerful and easy-to-use mortgage calculator designed for real estate websites, mortgage professionals, and financial bloggers.

It provides visitors with instant loan calculations, detailed amortization schedules, and the ability to explore how extra payments can dramatically reduce interest and loan length.

Built with performance and usability in mind, the calculator updates instantly as users adjust loan values, providing a smooth and interactive experience on both desktop and mobile devices.

Perfect for:

• Real estate agent websites
• Mortgage broker sites
• financial education blogs
• property investment tools
• home buyer resources

The plugin integrates seamlessly into any WordPress page or post using a simple shortcode or block.

== Features ==

✔ Live mortgage payment calculations
✔ Detailed amortization schedule
✔ Extra payment analysis
✔ Responsive design for mobile and tablet
✔ Fast and lightweight JavaScript engine
✔ Easy shortcode integration
✔ Gutenberg block support
✔ Professional user interface
✔ Print-friendly results

== Pro Features ==

The Pro version unlocks advanced features designed for real estate professionals and lead generation.

✔ Extra payment payoff analysis
✔ Loan payoff acceleration insights
✔ Visual loan breakdown charts
✔ Printable mortgage reports
✔ Additional customization options
✔ Priority updates and support

== Installation ==

1. Upload the plugin folder to `/wp-content/plugins/`
2. Activate **PJ Mortgage Tools** from the Plugins menu
3. Add the plugin to any page using the shortcode:

[pj_mcalc]

Or insert the **PJ Mortgage Tools block** using the WordPress block editor.

== Frequently Asked Questions ==

= How do I display PJ Mortgage Tools on my site? =

Simply add the shortcode:

[pj_mcalc]

to any page or post.

You can also insert the calculator using the Gutenberg block editor.

= Does the calculator work on mobile devices? =

Yes. The calculator is fully responsive and works beautifully on desktop, tablet, and mobile screens.

= Can I customize the calculator? =

Yes. The plugin includes settings that allow you to configure default values and display options.

Additional customization options are available in the Pro version.

= Does the plugin support extra payments? =

Yes. The calculator allows users to explore how additional payments can reduce loan duration and interest.

= Will this slow down my website? =

No. The plugin is designed to be lightweight and optimized for performance.

== Screenshots ==

1. Mortgage calculator interface
2. Amortization schedule
3. Plugin settings page

== Changelog ==

= 1.0.4 =

* Added licensing system
* Added automatic update system
* Improved security hardening
* Improved Pro feature gating

= 1.0.3 =

* Added Gutenberg block support
* Improved calculator responsiveness

= 1.0.2 =

* Code cleanup and performance improvements

= 1.0.1 =

* Initial feature improvements

= 1.0.0 =

* Initial release

== Upgrade Notice ==

= 1.0.4 =
Adds licensing and automatic update support for Pro users.

== Support ==

For documentation and support, please visit:

https://purejeannius.com

== Credits ==

Developed by PureJeannius
